Download apps by Blue Cross and Blue Shield of Texas, including MyBlueRxTX and BCBSTX. All Blue Cross and Blue Shield of Texas Gold plans offer the same set of health benefits, quality and amount of care. Your Gold plan options are different in how much you’ll pay each month , how much of your health care bill is covered for things like hospital visits and prescriptions and how much your out-of-pocket costs are: When you visit ... Register or log in to your secure member site — Blue Access for Members SM (BAM SM) — to view coverage details, access identification (ID) cards, check claims …Dr. Mark Chassay, MD, MEd, MBA. Dr. Mark Chassay joined Blue Cross and Blue Shield of Texas (BCBSTX) in 2021 and currently serves as chief medical officer. He works to strategically align the organization’s voice around policy development and Texas Medicaid and Medicare, leads Texas Health Care Management teams, and supports sales and … Our customer satisfaction ratings are consistently above 96 percent. Focus on the member's needs, not just the question, and consider it their job to answer the "unasked" questions that may ultimately provide better assistance for the member. Have a solid track record of achieving first call resolution of members' needs more than 90 percent of ... BCBSTX Mobile App. Features: Find a doctor, hospital or urgent care facility. Access your claims, coverage and deductible information. Ability to view and email your ID. Available in Spanish. Available for iPhone and Android users. To download the app, text* BCBSTXAPP to 33633 or search for BCBSTX in the Apple App Store or Google Play . Download the BCBSTX mobile app to conveniently access your member information. With the mobile app you can: Find care. Access your Medicare coverage information. Access your temporary digital member ID card, and more. Available for iPhone and Android users. To download the app, text* BCBSTXAPP to 33633 or search for BCBSTX in the Apple App ...PPO stands for Participating Provider Option. It's a type of health plan that lets you choose where you go for care, without a referral from a primary care physician or having to only use providers in your plan's provider network. It typically has higher monthly premiums and out-of-pocket costs like copays, coinsurance and deductibles.Today, Blue Cross Blue Shield Association Executive Vice President of External Affairs Sean Robbins issued the following statement in response to the US ...You've met your annual $5,000 deductible so your plan now pays for benefits. What you pay to see your doctor depends on your coinsurance, which in our example, is 20%. The X-ray costs $200. Your plan covers 80%, which is $160. … Blue Cross and Blue Shield of Texas, a Division of Health Care Service Corporation, a Mutual Legal Reserve Company, an Independent Licensee of the Blue Cross and Blue Shield Association Register or log in to your secure member site — Blue Access for Members SM (BAM SM) — to view coverage details, access identification (ID) cards, check claims …If you have coverage through Blue Cross and Blue Shield of Texas, vaccinations may be covered under the medical benefit or the prescription drug benefit, based on your plan. Select vaccines can be conveniently administered at a pharmacy near you. These vaccines can help protect you from illnesses such as the flu, pneumonia, shingles, hepatitis ...Insurance products issued by Dearborn Life Insurance Company, 701 E. 22nd St. Suite 300, Lombard, IL 60148. Blue Cross and Blue Shield of Texas is the trade name of Dearborn Life Insurance Company, an independent licensee of …Find a Doctor or Hospital. Search for doctors, hospitals, pharmacies, urgent care and more.Your member ID card is the fastest way to find your provider. Just type in the first three characters of your ID number. Then, select "Go." We'll immediately redirect you to your provider, where you can access your BCBS login. Find a BCBS Company by Prefix.Blue Cross Blue Shield of Texas Claims Overpayments Dept. CH 14212 Palatine, IL 60055-4212; Courier Address: Blue Cross Blue Shield of Texas Claims Overpayments Box 14212 5505 North Cumberland Ave., Ste. 307 Chicago, IL 60656-1471; Claims Status Inquiries. Payer ID – HCSVC; Appeals. Bronze plans have the lowest monthly bill, but often the highest out-of-pocket costs. If you don’t have dependents, a Bronze plan can keep your costs low. Bronze plans might be a good option if you just turned 26, are single or recently become self-employed. In most cases, Bronze plans cover 60% of health care costs while you cover 40%. The blue law prohibiting liquor stores from doing business on Sundays does not apply to bars and restaurants, which may sell alcoholic beverages from midday. Supermarkets and other...Compare BCBSTX health plan options online. Agent. A licensed BCBSTX authorized health plan specialist can answer questions and help you with your 2024 health care coverage. Request a health plan specialist if you don’t have one. Phone. You can call 1-888-731-0406 to speak with a BCBSTX licensed health plan specialist.... Shield plan has negotiated with its doctors and hospitals. For example, if a member of Blue Cross Blue Shield of Texas, whose Plan includes the BlueCard ...Nov 1, 2023 · If you or someone you know is planning for Medicare, we’re here to help. You can also call us at 1-866-292-6745 or contact your independent, authorized BCBSTX agent. Learn More at GetBlueTX.com. If you have coverage through Blue Cross and Blue Shield of Texas, vaccinations may be covered under the medical benefit or the prescription drug benefit, based on your plan. Select vaccines can be conveniently administered at a pharmacy near you. These vaccines can help protect you from illnesses such as the flu, pneumonia, shingles, hepatitis ...BCBSTX Values LGBTQ Inclusion. BCBSTX stands by our core values of integrity, respect, commitment, caring and excellence. We work together with our LGBTQ employees to better understand the health care needs of our LGBTQ members. One of the many ways we support our LGBTQ employees and allies is through the Pride Alliance business … Blue Cross and Blue Shield of Texas, a Division of Health Care Service Corporation, a Mutual Legal Reserve Company, an Independent Licensee of the Blue Cross and Blue Shield Association Oct 4, 2022 ... The deal means there won't be an interruption in coverage for people who are insured by Blue Cross.Blue Cross and Blue Shield of Texas P.O. Box 660044 Dallas, TX 75266-0044. Información de Recursos Humanos. Tengo una pregunta sobre recursos humanos: 1-866-977-7378. Inscripción de proveedores. Estoy interesado en hacer negocios con BCBSTX: Visite nuestro Portal para la inscripción de proveedores.Blue Cross®, Blue Shield® and the Cross and Shield Symbols are registered service marks of the Blue Cross and Blue Shield Association, an association of independent Blue Cross and Blue Shield Plans. Find Texas vision and eye care providers near you that are in the Blue Cross and Blue Shield of Texas network.Sep 3, 2013 ... As part of our mission to create a healthier lifestyle for our communities, in March Blue Cross and Blue Shield of Texas launched an ...Time may be short to protect yourself from this threat to your portfolio. Get top content in our free newsletter. Thousands benefit from our email every week. Join here. Mortgage R...An HMO is designed to keep costs low and predictable. With one doctor to coordinate your care, an HMO health plan is easy to use and may be just what you’re looking for. An HMO health plan offers: Monthly premiums, copays and deductibles are often lower than other types of plans. Access to certain doctors and hospitals, called your HMO ...International Solutions and Licensees. As the association representing BCBS companies, the Blue Cross Blue Shield Association (BCBSA) provides a strong foundation of national leadership with industry colleagues, government officials, the media and the public. BCBSA employees work in our offices in Chicago and Washington, D.C.Nov 17, 2023 · Once you register, you’ll enjoy all the benefits: Access your digital member ID card. View claims status and history. Review health care benefit information. Find a doctor or pharmacy near you. Update your communication preferences to make sure you get an email or text. As far as tech bugs go, this is a pretty weird one. The new Pokémon Sword and Pokémon Shield games are causing some Roku set-top boxes and TVs to crash. Pokémon Sword and Shield pl...RICHARDSON, Texas — Blue Cross and Blue Shield of Texas (BCBSTX) today is announcing a new $2.93 million major grant program as part of a refreshed community investment strategy focused on social determinants of health (SDOH). The new Blue Impact℠ grants and other BCBSTX community investments will more directly …WASHINGTON – Blue Cross Blue Shield Association President and CEO Scott Serota issued the following statement today in regard to the U.S. District Court ... Tips to Find a Doctor or Hospital. When you need to find a doctor or hospital, take the time to research your options. Follow the steps below to help find a provider or medical facility that meets your needs. 1. Check Your Provider Network. Register or log in to your secure member site — Blue Access for Members SM (BAM SM) — to view coverage details, access identification (ID) cards, check claims …Examples of Blue Cross Blue Shield prefixes are AAU, MRT and XZA for members in California, Illinois and Minnesota, respectfully, according to The Health Exhibit. BCBS alpha prefix...RICHARDSON, Texas. -- In a move to align around operational initiatives, Blue Cross and Blue Shield of Texas (BCBSTX) announced recently that Dr. Paul Hain ...Our customer satisfaction ratings are consistently above 96 percent. Focus on the member's needs, not just the question, and consider it their job to answer the "unasked" questions that may ultimately provide better assistance for the member. Have a solid track record of achieving first call resolution of members' needs more than 90 percent of ...In today’s fast-paced world, staying healthy while also trying to save money can be a challenge. Luckily, Blue Cross has introduced an innovative solution to address this issue – t...Request Contract/Agreement/Network Participation. We welcome all providers to apply for participation in the Blue Cross and Blue Shield (BCBSTX) networks. BCBSTX contracts with physicians, and other health care professional providers to form our provider networks which are essential for delivering quality, accessible and cost-effective health ...Blue Cross®, Blue Shield® and the Cross and Shield Symbols are registered service marks of the Blue Cross and Blue Shield Association, an association of independent Blue Cross and Blue Shield Plans. Find Texas vision and eye care providers near you that are in the Blue Cross and Blue Shield of Texas network.The Federal Employee Health Benefit Program (FEHBP) provides health care benefits and value-added coverage for federal employees. View more information about FEHBP. If you are already a member of the Blue Cross and Blue Shield of Texas (BCBSTX) family, discover all the ways you can take advantage of the special features that come with your ...Blue Cross and Blue Shield of Texas P.O. Box 660044 Dallas, TX 75266-0044. Información de Recursos Humanos. Tengo una pregunta sobre recursos humanos: 1-866-977-7378. Inscripción de proveedores. Estoy interesado en hacer negocios con BCBSTX: Visite nuestro Portal para la inscripción de proveedores.Register for Blue Access for Members. Pay My Bill. Federal Employee Program (FEP) Get answers to common questions about Blue Cross Blue Shield of Texas health plans, benefits, and services. Empower yourself with knowledge.Request Contract/Agreement/Network Participation. We welcome all providers to apply for participation in the Blue Cross and Blue Shield (BCBSTX) networks. BCBSTX contracts with physicians, and other health care professional providers to form our provider networks which are essential for delivering quality, accessible and cost-effective health ...Blue Cross and Blue Shield of Texas has everything you need to meet your needs and grow your business: Quality health care plans and networks across group, …Register for Blue Access for Members. Pay My Bill. Federal Employee Program (FEP) Get answers to common questions about Blue Cross Blue Shield of Texas health plans, benefits, and services. Empower yourself with knowledge.Blue Cross and Blue Shield of Texas is a statewide, customer-owned health insurer. We believe Texas consumers and employers deserve the best of both worlds: access to affordable, quality health care and top-notch service from a company that focuses solely on customers, not shareholders. Customer value is our cornerstone.Jun 14, 2021 · Our customer satisfaction ratings are consistently above 96 percent. Focus on the member's needs, not just the question, and consider it their job to answer the "unasked" questions that may ultimately provide better assistance for the member. Have a solid track record of achieving first call resolution of members' needs more than 90 percent of ... These tools and services can help you use your Blue Cross and Blue Shield of Texas (BCBSTX) membership. Log in to Blue Access for Members SM (BAM SM) Log in to your account to access your health plan information: Find an in-network doctor, hospital or other provider; Pay your bill; Review benefits, account balances, claims status and more Blue Cross Blue Shield members can search for doctors, hospitals and dentists: In the United States, Puerto Rico and U.S. Virgin Islands. Outside the United States. Select Blue Cross Blue Shield Global™ or GeoBlue if you have international coverage and need to find care outside the United States. Blue Cross and Blue Shield of Texas es una aseguradora de salud estatal, propiedad de los clientes. Para nosotros, los consumidores y empleadores de Texas merecen lo mejor de ambos mundos: acceso accesible a cuidados de salud de excelente calidad y a servicios de primera categoría proporcionados por una compañía que se centra solamente en sus clientes, no en los accionistas. Find a Pharmacy. If your Blue Cross and Blue Shield of Texas (BCBSTX) plan includes prescription drug coverage, select from the links below to search for a pharmacy: BCBSTX Prescription Drug Plans *. Medicare Plans *. Medicaid Plan: State of Texas Access Reform, STAR *. Medicaid Plan: Children’s Health Insurance Program, CHIP *.We would like to show you a description here but the site won’t allow us.Prior Authorization Requests for Medical Care and Medications. Some medical services and medications may need a prior authorization (PA), sometimes called a “pre-authorization,” before care or medication can be covered as a benefit. Ask your provider to go to Prior Authorization Requests to get forms and information on services that may ...Once you register, you’ll enjoy all the benefits: Access your digital member ID card. View claims status and history. Review health care benefit information. Find a doctor or pharmacy near you. Update your communication preferences to make … 07/23/14. view all news articles. Blue Cross Blue Shield of Texas - Health Insurance Texas. Get a free instant rate quote and apply online today for Texas health insurance plans including individual and family health insurance, Medicare supplement, short term health insurance and health savings account (HSA) compatible plans at www.bcbstx.com. Find a Doctor or Hospital. Search for doctors, hospitals, pharmacies, urgent care and more.Your Blue Cross and Blue Shield of Texas (BCBSTX) health insurance plan is ready for you. Get Started Using Your 2024 Health Plan Use these steps and …As a member of Blue Cross Blue Shield Texas (BCBSTX), you have access to a variety of healthcare benefits and services. One way to manage your account and stay up-to-date with your...In today’s fast-paced world, it’s essential to have access to convenient and efficient healthcare services. Blue Shield understands this need and has developed a user-friendly onli... That’s why Blue Cross and Blue Shield of Texas offers BlueCare Dental plans for everyone in the family. Our dental plans provide you with coverage for preventive services like checkups, cleanings and basic X-rays, as well as procedures like fillings, bridges and crowns. With BlueCare Dental, discounts of 30 to 50% can lower your cost of ... COVID-19 Vaccines and Boosters. With a BCBSTX health plan, you have access to FDA-authorized COVID-19 vaccines and boosters, often at no cost to you, as a preventive service (at an in-network provider’s office or in-network pharmacy). While most plans cover COVID-19 vaccines at no cost as a preventive service, some groups do not cover ...Mar 13, 2023 · Member Resources. Log in to Blue Access for Members. Register for Blue Access for Members. Pay My Bill. Federal Employee Program (FEP) Find out if your new insurance plan will cover your prescriptions and learn where to get medications and tips for ordering prescription drugs by mail. As a member of Blue Cross Blue Shield Texas (BCBSTX), you have access to a variety of healthcare benefits and services. One way to manage your account and stay up-to-date with your...The HealthSelect 24-hour crisis line is open for plan participants impacted by public emergencies and natural disasters. If you need help with things like changing appointments or finding a new provider, or you need a consultation with a mental health clinician, we’re here for you. Call 1-800-252-8039 (TTY: 711) to access free, confidential ...Texas STAR, CHIP — 1-877-560-8055. STAR Kids — 1-877-784-6802. For out-of-state Blue Cross and Blue Shield members, call BlueCard® Eligibility at 1-800-676-BLUE (2583) for eligibility and benefit verifications. Learn more about BlueCard. For Federal Employee Program (FEP) members, eligibility and benefits can be obtained by calling 1 …Discount Program. Blue365 is just one more advantage of being a Blue Cross and Blue Shield of Texas (BCBSTX) member*. With this program, you and your family can save money on health care products — and services — that are most often not covered by your health plan. You'll see a full range of savings from top national and local retailers. International Solutions and Licensees. As the association representing BCBS companies, the Blue Cross Blue Shield Association (BCBSA) provides a strong foundation of national leadership with industry colleagues, government officials, the media and the public. BCBSA employees work in our offices in Chicago and Washington, D.C. The company's security platform aims to prevent data breaches caused by SaaS configuration errors. Adaptive Shield, a Tel Aviv-based startup that automates the security of software...As you know, on March 1, 2022, BlueCross BlueShield of Texas (BCBSTX) allowed Memorial Hermann contracts for our hospital facilities, physician group and accountable care program to expire. Since then, Memorial Hermann has remained committed to engaging with BCBSTX in meaningful discussions that put our patients first.Today, Blue Cross Blue Shield Association Executive Vice President of External Affairs Sean Robbins issued the following statement in response to the US ...There are three main options for signing up for coverage from Blue Cross and Blue Shield of Texas (BCBSTX) for 2024: 1. Call us directly at 888-731-0383. Licensed sales agents will work with you to determine the plan that fits your needs. 2. Visit bcbstx.com. You can view and compare all plans available to you and fill out an …For all TRS-ActiveCare or TRS-Care Standard participants, providers can use the following statewide in-network clinical labs: Clinical Pathology Laboratory (CPL) — Contact 1-800-595-1275 or visit CPL's websit e. Laboratory Corporation of America® (LabCorp) — Contact 1-888-LAB-CORP ( 1-888-522-2677) or visit LabCorp's website.Recent News. Blue Cross Blue Shield of Texas - Health Insurance Texas. Get a free instant rate quote and apply online today for Texas health insurance plans including individual and family health insurance, Medicare supplement, short term health insurance and health savings account (HSA) compatible plans at www.bcbstx.com.Each Blue Cross Blue Shield company is responsible for the information that it provides. For more information about Medicare including a complete listing of plans available in your service area, please contact the Medicare program at 1-800-MEDICARE (TTY users should call 1-877-486-2048) or visit www.medicare.gov .Blue Cross Blue Shield of Texas Medical Care Management P. O. Box 660712 Dallas, TX 75266-0712. Prior authorization of Medical Services for the Health Insurance Marketplace for Blue Advantage HMO Members. 1-855-462-1785. Fax: … Find a Dentist. Choose a dental network from the list below to search for a dentist. If your Blue Cross and Blue Shield of Texas plan includes pediatric dental coverage, choose "BlueCare Dental SM " as your network. To find out if your plan includes pediatric dental coverage, please check your Summary of Benefits and Coverage (SBC). Blue Cross Blue Shield insurance is available to most people in the USA, so it makes sense to consider this provider’s plans as you shop for healthcare coverage. This guide will he...The Insider Trading Activity of Shields Emily K. on Markets Insider. Indices Commodities Currencies StocksTake full advantage of your Blue Cross and Blue Shield of Texas (BCBSTX) member services. Learn how to make a payment, all about your prescription …Supplier Diversity. A diverse supply chain is critical to our ability to innovate, maximize our operational effectiveness, and ultimately enhance our ability to serve our members. Our total spend with diverse suppliers increased from 6.66% in 2022 to 7.23% in 2023, representing disbursements of $176.7 million to diverse-owned businesses.*.Virtual Visits. Your health care coverage may include our virtual visits solution, powered by MDLIVE. A virtual visit lets you have a live consultation with an …Register or log in to your secure member site — Blue Access for Members SM (BAM SM) — to view coverage details, access identification (ID) cards, check claims …The Blue Cross and Blue Shield Association is a national federation of independent, community-based and locally operated Blue Cross and Blue Shield companies. Healthcare coverage is one of the most important decisions you make. Choose the card that opens doors in all 50 states. Protect yourself and your family with the compassion of the cross ...The HealthSelect 24-hour crisis line is open for plan participants impacted by public emergencies and natural disasters. If you need help with things like changing appointments or finding a new provider, or you need a consultation with a mental health clinician, we’re here for you. Call 1-800-252-8039 (TTY: 711) to access free, confidential ...Learn about the types of health insurance coverage offered by BCBSTX, including individual, group, dental, Medicare, Medicaid and CHIP plans. Find out how to …BCBSTX vision plans have large provider networks. Based on your location, you may be able to get in-network care at: LensCrafters ®. Pearle Vision. Sears ® Optical. Target Optical ®. Note: If you get coverage through your job, ask your employer’s HR department if vision insurance plans are offered. 1 Coverage Plus Central provides ...BCBSTX will provide an expedited credentialing process which allows for a "provisional network participation" status if the provider applicant has: A valid BCBSTX Provider Record ID for claim payment. Submitted a current signed BCBSTX contract/agreement. Completes the CAQH ProView database online application with "global" or "plan specific ...
Blue Cross Blue Shield of Texas Claims Overpayments Dept. CH 14212 Palatine, IL 60055-4212; Courier Address: Blue Cross Blue Shield of Texas Claims Overpayments Box 14212 5505 North Cumberland Ave., Ste. 307 Chicago, IL 60656-1471; Claims Status Inquiries. Payer ID – HCSVC; Appeals.. Primewire films
Blue Cross Blue Shield of Texas Refund and Recovery Dept. 0695 P.O. Box 120695 Dallas, TX 75312-0695; Claim Refunds for Medicare/Medicaid Blue Cross Blue Shield of Texas Claims Overpayments Dept. CH 14212 Palatine, IL 60055-4212; Courier Address: Blue Cross Blue Shield of Texas Claims Overpayments Box 14212 5505 North Cumberland Ave., Ste. 307 Need to find a doctor or hospital? Use our tools and resources to locate a provider near you.Dr. Mark Chassay, MD, MEd, MBA. Dr. Mark Chassay joined Blue Cross and Blue Shield of Texas (BCBSTX) in 2021 and currently serves as chief medical officer. He works to strategically align the organization’s voice around policy development and Texas Medicaid and Medicare, leads Texas Health Care Management teams, and supports sales and …To get the most from your health insurance, you need to make sure that your see providers who are in the Anthem Blue Cross and Blue Shield network. Here are the steps you need to t... Medicaid is a state-run program that helps those in need get health insurance. It is meant for people with a low income or a disability. The state determines who qualifies for Medicaid based on federal guidelines. Once you qualify, you can pick a health plan. BCBSTX's Medicaid plans can help meet your health care needs. Dispone de algunas maneras para realizar sus pagos mensuales. Obtenga más información sobre nuestro portal seguro para asegurados, realice el primer pago de su cobertura médica e inscríbase en el Pago automático de facturas. Pague su factura. Aproveche al máximo los servicios para asegurados de Blue Cross and Blue Shield of Texas (BCBSTX). As you know, on March 1, 2022, BlueCross BlueShield of Texas (BCBSTX) allowed Memorial Hermann contracts for our hospital facilities, physician group and accountable care program to expire. Since then, Memorial Hermann has remained committed to engaging with BCBSTX in meaningful discussions that put our patients first.As far as tech bugs go, this is a pretty weird one. The new Pokémon Sword and Pokémon Shield games are causing some Roku set-top boxes and TVs to crash. Pokémon Sword and Shield pl...5 Blue Cross blue Shield of Texas reviews. A free inside look at company reviews and salaries posted anonymously by employees.Bronze plans have the lowest monthly bill, but often the highest out-of-pocket costs. If you don’t have dependents, a Bronze plan can keep your costs low. Bronze plans might be a good option if you just turned 26, are single or recently become self-employed. In most cases, Bronze plans cover 60% of health care costs while you cover 40%.Oct 12, 2023 · Discount Program. Blue365 is just one more advantage of being a Blue Cross and Blue Shield of Texas (BCBSTX) member*. With this program, you and your family can save money on health care products — and services — that are most often not covered by your health plan. You'll see a full range of savings from top national and local retailers. Download the BCBSTX mobile app to conveniently access your member information. With the mobile app you can: Find care. Access your Medicare coverage information. Access your temporary digital member ID card, and more. Available for iPhone and Android users. To download the app, text* BCBSTXAPP to 33633 or search for BCBSTX in the Apple App ...Shop Our Health Care Coverage. Blue Cross and Blue Shield of Texas offers Individual and Family health insurance coverage, Medicare plans and Medicaid …Medicare is a saving grace for many older Americans, but its limited options sometimes forces individuals to look for supplemental insurance. Blue Cross Blue Shield is one of the i...Need to find a doctor or hospital? Use our tools and resources to locate a provider near you. Prior Authorization Requests for Medical Care and Medications. Some medical services and medications may need a prior authorization (PA), sometimes called a “pre-authorization,” before care or medication can be covered as a benefit. Ask your provider to go to Prior Authorization Requests to get forms and information on services that may ... STOCKHOLM, March 30, 2021 /PRNewswire/ -- The Polygiene® partner Colors is now launching the Regenesis ViralOff® Trigger Shield sprays and other r... STOCKHOLM, March 30, 2021 /PRN...Are you looking for health insurance? Blue Cross insurance is one provider option that is widely available and, therefore, is likely to come up in your search. Learn more about whe... Download the BCBSTX mobile app to conveniently access your member information. With the mobile app you can: Find care. Access your Medicare coverage information. Access your temporary digital member ID card, and more. Available for iPhone and Android users. To download the app, text* BCBSTXAPP to 33633 or search for BCBSTX in the Apple App ... When comparing Blue Cross and Blue Shield of Texas options, you might come across a few different plan types: HMO: A Health Maintenance Organization keeps costs low by working with your primary care doctor for any needs and specialty referrals. PPO: A Preferred Provider Organization lets you choose where you go for care without needing ....