Home; Affiliated Funds; Health and Benefit Trust Fund; Active Member Benefits; Death Benefit; Death Benefit. If you are an eligible Active Member, your beneficiary will receive a payment of $25,000 upon your death from any cause either on or off the job while eligible for this benefit under the Plan.. If you are an eligible Retiree, your beneficiary will receive a …Please note, effective January 1, 2020, the maximum monthly dues are $95.68. Dues for 40 hour contracted work weeks are calculated by multiplying the hourly rate x 2.50; for 35 hour contracted work week hourly rate x $2.20; for 37 1/2 hour contracted work week hourly rate x $2.36, up to a maximum of $95.68. When the hourly rate increases, the ...For those retirees who satisfy the eligibility requirements, Commercial Retiree medical benefits include coverage for doctor visits, hospital stays and other medical services. There are three medical plan options for Commercial Retirees: The Basic Retiree Plan. The Medicare Retiree Plan. The PPO Retiree Plan. Keep your money in your Local 94 Annuity Plan 7 Ordinary income taxes due upon withdrawal. Withdrawals before the age of 59 1/2 may be subject to an early distribution penalty of 10%. Stable value portfolios typically invest in a diversified portfolio of bonds and enter into wrapper agreements with financial companies to prevent For those retirees who satisfy the eligibility requirements, Commercial Retiree medical benefits include coverage for doctor visits, hospital stays and other medical services. There are three medical plan options for Commercial Retirees: The Basic Retiree Plan. The Medicare Retiree Plan. The PPO Retiree Plan.Annuities are a favorite with sophisticated professionals who have made good money and plan on keeping it. In this article we show you why this could be a great investment tool for...Annuity, Sick Pay, Training and/or Pension Funds, the Union and/or the Funds, independently or in co-ordination and cooperation, shall have the right to inspect and audit the contractor’s social security and/ or payroll records and all such records shall be made available to the Union and to the Funds upon request. 5.I.U.O.E. Local 98 Benefits. The International Union of Operating Engineers Local 98 provides a wide range of benefits for all eligible members and their dependents through several Benefit Funds. Our Health & Welfare Plan began in 1949 with an Insurance Company. The Plan grew rapidly and in 1970 we became a completely self …Find answers to frequently asked questions about the Local 94 Sick Fund. Local 94 Operating Engineers. Member Portal. Home; Behavioral Health Resources; Local 94; Affiliated Funds; Newsletters; News; Related Sites; Forms; FAQs. Dues and Hourly Rates; Union Information; Health and Benefit Trust; Sick Fund. Annuity Fund; Training Fund ... Local 94 and the Affiliated Funds staff cannot offer any investment advice. However, you are encouraged to call JW Thompson for personalized investment advice for your Annuity Fund account. You can get an analysis of your finances plus guidance on how to save and invest for retirement. with the I.U.O.E. Local 94, 94A, 94B AFL-CIO (Union), the I.U.O.E. Local 94, 94A, 94B AFL-CIO Annuity Fund, Health and Benefit Fund, Training Fund, Scholarship Fund, and Political Action Committee. Any updated demographic information provided will also be transmitted to the Central Pension Fund for their records. Find and download different forms relating to Local 94 and its affiliated Benefit Funds. Local 94 Forms. Contact Information Form (PDF) Dues Checkoff Form (PDF) PAC Checkoff Form (PDF) Annuity Fund Forms. For all Annuity Fund Forms, such as a distribution request, loan application or beneficiary form, please visit the mylife.jhrps.com. website. CONTACT INFORMATION FORM. International Union of Operating Engineers Local Union No. 94, 94A, 94B AFL-CIO and the International Union of Operating Engineers Local 94, 94A, 94B AFL-CIO Affiliated Funds 331-337 West 44th Street, New York, New York 10036 Phone (212) 331-1800 Fax (212) 245-7886. ALL FIELDS must be completed and the …Jun 1, 2017 ... For your protection, only the Board of Trustees is authorized to interpret the Annuity Plan provisions. No union or employer, nor any ...Local 94 Highlights. Local 94 Member retirements in 2020, 2021, and 2022, were 167, 199, and 228, respectively; Average monthly retirement benefit of all Local 94 retirees: $2,327.61 (Plan-Wide Avg. $1,364.00); Average monthly retirement benefit of Local 94 members who retired in 2022: $3,068.78.The Local 94 Health and Benefit Funds offer members and their eligible dependents medical, dental, vision, retiree, accidental death and dismemberment, death and loss of time benefits.Annuities are among the most misunderstood financial products in America. They come with a lot of myths and misconceptions, which can lead to making the wrong decision when it come...In the world of retirement investments, annuities may be one of the best-kept secrets. As the Retirement Living Information Center notes, annuities can provide you with a steady in...Local 94 Highlights. Local 94 Member retirements in 2020, 2021, and 2022, were 167, 199, and 228, respectively; Average monthly retirement benefit of all Local 94 retirees: $2,327.61 (Plan-Wide Avg. $1,364.00); Average monthly retirement benefit of Local 94 members who retired in 2022: $3,068.78. Toll Free Customer Support: CLICK HERE TO CALL US. 833-970-7999. Mon-Fri 9am - 6pm EST. QDRO.com Premium QDRO Drafting Service for ANNUITY FD OF THE IUOE LOCAL UNION 94, 94A, 94B AFL-CIO only costs $399 and includes unlimited revisions until accepted by the plan and court. To meet this goal, there are four sources of medical benefits available to you as a Member: PPO benefits and hospital benefits through Anthem Blue Cross, Prescription benefits through OptumRx, Dental benefits through Local 94 and Sele-Dent, and/or. Certain non-PPO benefits, such as Eye Care, Hearing Aids, Loss of Time & Death Benefits, are self ...Annuity form: Pension and Annuity Beneficiary form: Summary of Legal Services: more . Laborers Local 473 Updates. Stay informed of our latest news! Email: * Subscribe. Unsubscribe. LIUNA Local 473. 264 West Housatonic Street | Pittsfield, MA 01201 Phone: 4134421970 | Fax 4134424892. Site union-made by:Your Pension Benefits. The Board of Trustees are pleased to welcome you to the website for the New England Carpenters Pension Fund - Rhode Island Area (Formerly RI Carpenters Pension Fund).Within this website, you will now have access 24 hours a day, 7 days a week to commonly requested forms, useful highlighted links, and frequently asked …Southwest Asbestos Workers Local 94 Pension Plan. Pension Application. Widow Application. Summary Plan Description. Direct Deposit Form. IRS W-4p Form. ... We operate utilizing the latest technology for the administration of multi-employer and multiple employer Pension and Health & Welfare Funds. We specialize in optimizing best …Your annuity allows for 10% of the account value that can be withdrawn penalty-free annually, and it also has an accumulating feature with a maximum of up to 50%. You don’t withdraw anything in year 1. Your 10% withdrawal rolls over to year 2, allowing up to a 20% penalty-free withdrawal.Please call the Union Office at (212) 331-1800. You can also visit the Contact Us page for more information.IRA Rollover –This option allows you to transfer your Local 94 Annuity Fund to an Individual Retirement Account (IRA) where you can take a portion of your distribution as a cash payment and elect to have the remaining balance invested in stocks, bonds, mutual funds, or even life time annuity investments.Family Picnic. The 2024 Local 94 Picnic will be held on Saturday July 20th at the Kruckers Catering and Picnic Grove 81 Call Hollow Road, Pomona, NY. Find details on the annual Family Picnic, including journal ads, directions and ticket prices, in support of the Local 94 Scholarship Fund.Annuity Fund of the International Union of Operating Engineers Local Union 94-94A-94B, AFL-CIO Board of Trustees Union Trustees Employer Trustees Kuba J. Brown c/o IUOE Local 94-94A-4B 331-337 West 44th Street New York, NY 10036 Howard Rothschild c/o Realty Advisory Board One Penn Plaza, Suite 2110 New York, NY 10119 Raymond MaccoOur Annuity and Savings Plan was established in 1987 with the purpose of providing an additional way to prepare for retirement. ... Just fill out an Income Deferral Agreement Local 4 – 401(k) Election Form and choose to contribute a whole-dollar amount per hour up to the IRS annual deferral limit ($23,000 total if under age 49 and $30,500 ...Your Sick Fund Benefits. Certain eligible members of Local 94 have a Sick Fund account. The money in your Sick Fund account can be used to pay you for days when you are sick and miss work. Without the Sick Fund, you will not be paid when you miss work due to an illness. The money in your Sick Fund account comes from Employer contributions. You ...You can view or download all the documents here. Please contact the benefit office for any questions at (330) 779-8874.Local 94 does not have a relationship with any mortgage companies, but you may be able to find discounted services at Union Plus. Union Plus is brought to you by Union Privilege, which was established by the AFL-CIO. It provides consumer benefits and discounts to members and retirees of participating labor unions.Here is the information about the 2024 Local 94 Scholarship Spring Golf Outing: Monday May 13, 2024; La Tourette and South Shore Golf Courses; $175 per golfer; Fees include 18 holes of golf with cart, breakfast, lunch, dinner, golf shirt and prizes. Sign in at 7:15am. Double shot gun start at 8:00am. The Local 94 Training Program offers educational and training courses in the spring and the fall. Each course consists of 20 sessions, or classes. Classes are held during the day and at night, Monday through Friday. Each class meets once a week and lasts three hours. View the class calendar here. IRA Rollover –This option allows you to transfer your Local 94 Annuity Fund to an Individual Retirement Account (IRA) where you can take a portion of your distribution as a cash payment and elect to have the remaining balance invested in stocks, bonds, mutual funds, or even life time annuity investments.Session #13 Refrigerating System Operating Engineer Course [5:00 pm-8:00 pm] Session #13 Fire Life Safety Directors [12:30 pm-3:30 pm] Session #9. Learn about the Local 94 Training Fund including how to apply, read course descriptions and view a …Local 94 Highlights. Local 94 Member retirements in 2020, 2021, and 2022, were 167, 199, and 228, respectively; Average monthly retirement benefit of all Local 94 retirees: $2,327.61 (Plan-Wide Avg. $1,364.00); Average monthly retirement benefit of Local 94 members who retired in 2022: $3,068.78.Generally, the answer is yes. The specific answer depends on your age, length of service and status at the time of your death. For more information about your options and the rules around death benefits, please visit the Central Pension Fund website or contact the Central Pension Fund Office at (202) 362-1000.From: Trustees of the Annuity Fund of the IUOE, Local Union 94-94A-94B, AFL-CIO We are pleased to present you with this Summary Plan Description (“SPD”) for the Annuity Fund of the International Union of Operating Engineers, Local Union 94-94A-94B, AFL-CIO (the “Plan”), as amended and restated effective July 1, 2014.View notices relating to the Local 94 Annuity Fund. Annuity Fund Summary Plan Description (SPD) (2024) 6/23/2023 Notice re Plan Deadlines Due to End of COVID-19 PandemicLinks. If you would like to request adding your site to our links page, CONTACT US. For information regarding your FDNY ancestor, please call the George F. Mand Library, at …The dimensions of a queen size bedspread are usually 102 inches by 116 inches. A queen size comforter can range from 86 by 86 inches to 86 by 94 inches. A queen size blanket is usu... We provide links to third party websites, independent from UFA Local 94. These links are provided only as a convenience. We do not manage the content of those sites. The privacy and security policies of external websites will differ from those of UFA Local 94. Click CONTINUE to proceed or click the "X" to stay on this site. CONTINUE The tax considerations discussed in this Prospectus are general in nature and describe only federal income tax law (not state, local, foreign or other federal ...Generally, the answer is yes. The specific answer depends on your age, length of service and status at the time of your death. For more information about your options and the rules around death benefits, please visit the Central Pension Fund website or contact the Central Pension Fund Office at (202) 362-1000.From: Trustees of the Annuity Fund of the IUOE, Local Union 94-94A-94B, AFL-CIO We are pleased to present you with this Summary Plan Description (“SPD”) for the Annuity Fund of the International Union of Operating Engineers, Local Union 94-94A-94B, AFL-CIO (the “Plan”), as amended and restated effective July 1, 2014.Effective January 1, 2018, the Rhode Island Carpenters Health Fund will merger and become part of the New England Carpenters Health Benefits Fund. Please see the merger announcement under the Health Care documents tab. The Pension personal benefit information will show your accrued Pension benefit as of the last plan year, your …The Local 94 Health and Benefit Trust Fund. Local 94 and our Contributing Employers care about your health and welfare. That is why we have set up the Health and Benefit Trust Fund to help you pay for your medical, dental and vision needs. The Health and Benefit Trust Fund offers benefit plans that give you coverage where you need it most.Michael N. Block and Thomas J. McManus have been UFA's general counsel for over 40 years, fighting for the rights of UFA members and their loved ones.The Local 94 Health and Benefit Funds offer members and their eligible dependents medical, dental, vision, retiree, accidental death and dismemberment, death and loss of time benefits. ... Annuity Fund. It is highly recommended that participants submit all distribution forms and loan applications by email to [email protected]. Forms can still ... The Local 94 Trustee-directed Annuity Fund is a broadly diversified portfolio that includes a number of different asset classes. The Board of Trustees (Trustees) has established an asset mix designed to protect the principal of the Plan while taking advantage of the returns of the investment markets to provide growth of participant accounts. The Local 94 Health and Benefit Trust Fund. Local 94 and our Contributing Employers care about your health and welfare. That is why we have set up the Health and Benefit Trust Fund to help you pay for your medical, dental and vision needs. The Health and Benefit Trust Fund offers benefit plans that give you coverage where you need it most.The Local 94 Training Program provides you with the tools and information needed to meet the increasing demands of today's engineers. In the Training Program, you learn about the latest technologies in the industry and gain first-hand experience dealing with air quality control, environmental control, electrical power systems and computer ... Humana Medicare Customer Care: (800) 733-9064, Monday - Friday, 7 a.m. - 8 p.m. Central Time. Your vision benefit network is administered by the Plumbers & Pipefitters Local 94 Trust Funds. For more information, please contact the Benefit Office at (330) 779-8874. Your dental benefit network is administered by the Plumbers & Pipefitters Local ... Session #13 Refrigerating System Operating Engineer Course [5:00 pm-8:00 pm] Session #13 Fire Life Safety Directors [12:30 pm-3:30 pm] Session #9. Learn about the Local 94 Training Fund including how to apply, read course descriptions and view a …Learn how the Local 94 Annuity Fund Plan works, such as how to invest in your account, where to get investment advice, loans and receiving benefits.Sign in at 7:15am. Double shot gun start at 8:00am. For reservations contact: Jillian Loughnane @ 212-331-1836 or David Hawkins @ 212-331-1858 or email @ [email protected]. Hole sponsorship available at $500/per hole. Breakfast, lunch and dinner sponsorships available. Annuity, Sick Pay, Training and/or Pension Funds, the Union and/or the Funds, independently or in co-ordination and cooperation, shall have the right to inspect and audit the contractor’s social security and/ or payroll records and all such records shall be made available to the Union and to the Funds upon request. 5. Links. If you would like to request adding your site to our links page, CONTACT US. For information regarding your FDNY ancestor, please call the George F. Mand Library, at …Each month, your Contributing Employer makes contributions to your account in accordance with the terms of its agreement with Local 94. If you have an eligible rollover paid to you from another employer’s qualified retirement plan, it may be transferred into the Local 94 Annuity Fund upon the Trustees’ approval.Our Annuity and Savings Plan was established in 1987 with the purpose of providing an additional way to prepare for retirement. ... Just fill out an Income Deferral Agreement Local 4 – 401(k) Election Form and choose to contribute a whole-dollar amount per hour up to the IRS annual deferral limit ($23,000 total if under age 49 and $30,500 ...ALL WITHDRAWALS to pay for qualifyiing LTC expenses would be NONTAXABLE. IF THEY NEVER NEEDED LTC - and the second spouse dies at 94 - the annuity pays the ...Pension: Jillian Loughnane 212-331-1836. Annuity: Kimberly Antonaccio 212-331-1826. Health & Benefit: 212-541-9880. Social Security: 800-772-1213. Stacey Braun: 888-949-1925. JW Thompson: 888-453-1869. Welcome to the IUOE Local 94 home page. Learn about the Local 94 Union and the Union's affiliated Benefit Funds.The Benefit Office has a complete record of your credited service accumulated under the Pension Plan and we can provide you with an estimate of your monthly benefit prior to your retirement. Annual statements are forwarded to each participant in the Pension Plan. Please contact the Benefit Office at (413)998-3230 with any questions regarding ...When: Friday, January 12, 2024. Cocktail Hour - 7:00 PM to 8:30 PM. Reception immediately following. Where: Russo's on the Bay. 162-45 Cross Bay Blvd. Howard Beach NY 11414. Find the information and location of the next Dinner Dance honoring and celebrating the recipients of the Local 94 Scholarship Fund.Contract Summary between PSEG and IBEW Local 94 . Term – 4 years . Wages 5/1/23 4% - 5/1/24 3% - 5/1/25 3% - 5/1/26 3% Allowances . FR Clothing Annual Allotment - $500 . ... under the applicable Pension Plan. For those employees who opt in to the 4/4 Plan, their ca sh balance account will continue to receive ...Alternatively, you can fax information to (609) 530-1331, or mail items to us through the U.S. mail. Established in 1957, I.E. Shaffer is a third-party administrator of employee benefit plans, specializing in multi-employer (Taft-Hartley) plans and accepts fiduciary responsibility. We currently provide benefits to clients in New Jersey, New ...The Local 94 Health and Benefit Funds offer members and their eligible dependents medical, dental, vision, retiree, accidental death and dismemberment, death and loss of time benefits.Jul 25, 2023 ... 24 According to Chapter 50, “Computation of Annuity Under the General Formula,” of OPM's CSRS/FERS Handbook: ... 94-834, Cost-of-Living ...According to our records, this business is located at 337 West 44th St Floor 2 in New York (in New York County), New York 10036, the location GPS coordinates are: 40.7593383789063 (latitude), -73.9903717041016 (longitude). Annuity Fund Of Iuoe Local 94 is categorized under Labor Unions & Similar Labor Organizations.Reaching an annuity agreement with an insurance company or other entity is an important occasion — and often one that brings a great deal of relief with it, whether it’s the result...UFA Local 94. 347-525-4477 [email protected]. Hours. Member Services 204 East 23rd Street, New York, NY 10010 212-683-4832 [email protected] UFA Webmaster. Name * First Name. Last Name. Email Address * Message * Thank you! Quick Links. Forms; Links; Submit Documents; Accessibility Statement; Powered By: ...The Local 94 Health and Benefit Funds offer members and their eligible dependents medical, dental, vision, retiree, accidental death and dismemberment, death and loss of time benefits.Certain Local 94 members must complete the Mandatory Portion of the Training Fund. The Mandatory Portion is made up of six units, or courses. View the current schedule of classes. If you have questions about course details, call the Training Fund Office at (212) 956-4854 or email the Training Fund coordinator Lucy Del Valle.changes under the Annuity Fund of the International Union of Operating Engineers Local Union No. 94-94A-94B, AFL-CIO (the “Plan”) due to the Coronavirus Aid, Relief, and Economic Security Act (the “CARES Act”). All changes noted below are effective as of March 27, 2020. This summary is intended toThe Local 94 Training Program provides you with the tools and information needed to meet the increasing demands of today's engineers. In the Training Program, you learn about the latest technologies in the industry and gain first-hand experience dealing with air quality control, environmental control, electrical power systems and computer ...Annuity Fund. Training Fund. Scholarship Fund. Central Pension Fund. Benefit Funds Staff. Life Events. Find information on Local 94's affiliated Benefit Funds, including the …What is Local 94’s address? 331-337 West 44th Street, New York, NY 10036 (located between 8th & 9th Avenues). For more information, go to the Contact Us page.Effective January 1, 2015 to December 31, 2018. School Memorandum of Agreement. Effective August 12, 2016. Local 891 Agreement. Effective April 22, 2006. Learn about the Local 94 Union, including biographies of our Business Agents, upcoming events, information for members and photos of our Union gear. Each month, your Contributing Employer makes contributions to your account in accordance with the terms of its agreement with Local 94. If you have an eligible rollover paid to you from another employer’s qualified retirement plan, it may be transferred into the Local 94 Annuity Fund upon the Trustees’ approval. You can view or download all the documents here. Please contact the benefit office for any questions at (330) 779-8874. General Membership Meeting. Times: 8:30 AM, 2:00 PM, and 5:00 PM Meetings are held at the Hotel Trades Council Auditorium, 305 West 44th Street. Join us to raise money for the Scholarship Fund at La Tourette and South Shore Golf Courses. Welcome to the IUOE Local 94 home page. Learn about the Local 94 Union and the Union's affiliated Benefit Funds. THE ANNUITY FUND OF IUOE LOCAL 94-94A-94B, AFL-CIO As a result of the devastating effects that Hurricane Sandy has had on Local 94 members and their families and the struggles that still continue in the wake of the storm, the Board of Trustees (“Trustees” or “Board”) of the Annuity Fund of IUOE Local 9494A-94B, -
John Hancock has demonstrated this level of expertise," added Kuba Brown, business manager for IUOE Local 94 and co-chairman of the Annuity Fund of the IUOE Local Union 94-94A-94B, AFL-CIO.. Wordscapes level 3417
Your Sick Fund Benefits. Certain eligible members of Local 94 have a Sick Fund account. The money in your Sick Fund account can be used to pay you for days when you are sick and miss work. Without the Sick Fund, you will not be paid when you miss work due to an illness. The money in your Sick Fund account comes from Employer contributions. You ...Michael joined the I.U.O.E. Local 94 Union and Affiliated Funds team in June 2019, as the Controller and Annuity Fund Administrator. Michael is a Certified Public Accountant and prior to joining the Local 94 team, he worked as an audit manager of a mid-size public accounting firm and brings over 20 years of experience with auditing labor ...Local 94 Operating Engineers Member Portal. Forgot Password? Forgot Username? Register for a Profile.Annuity Fund; Central Pension Fund; Health & Benefit Trust Fund; Scholarship Fund; Sick Fund; Training FundNotice of Critical Status For Plasterers and Cement Masons Local No. 94 Pension Plan. This is to inform you that on July 29, 2019 the plan actuary certified to the U.S. Department of the Treasury, and also to the plan sponsor, that the plan is in critical status for the plan year beginning May 1, 2019. Federal law requires that you receive this ...Jan 1, 2024 · Annuity Fund of the International Union of Operating Engineers Local Union 94-94A-94B, AFL-CIO Board of Trustees Union Trustees Employer Trustees Kuba J. Brown c/o IUOE Local 94-94A-4B 331-337 West 44th Street New York, NY 10036 Howard Rothschild c/o Realty Advisory Board One Penn Plaza, Suite 2110 New York, NY 10119 Raymond Macco of the Plan are held, invested and reinvested, and known as the agreement and Declaration of. Trust of the N.Y.C. Local S.E.I.U. Annuity Fund may be amended from time to time. 1.19. Trustee or Trustees means the person or persons named as Trustees under. the Trust, and any successor Trustee thereunder. 1.20.Reaching an annuity agreement with an insurance company or other entity is an important occasion — and often one that brings a great deal of relief with it, whether it’s the result... Each month, your Contributing Employer makes contributions to your account in accordance with the terms of its agreement with Local 94. If you have an eligible rollover paid to you from another employer’s qualified retirement plan, it may be transferred into the Local 94 Annuity Fund upon the Trustees’ approval. Humana Medicare Customer Care: (800) 733-9064, Monday - Friday, 7 a.m. - 8 p.m. Central Time. Your vision benefit network is administered by the Plumbers & Pipefitters Local 94 Trust Funds. For more information, please contact the Benefit Office at (330) 779-8874. Your dental benefit network is administered by the Plumbers & Pipefitters Local ...Annuity Documents. All the Annuity related documents includes: ... Plumbers & Pipefitters Local 94 Trust Funds. Health Care. Health Care; Medical; Dental; Vision ...Eligibility. If you work for an employer who contributes to the Local 94 Health and Benefit Trust Fund under the terms of a collective bargaining or other written agreement, you are eligible to participate in the Health and Benefit Trust Fund’s benefit plans provided you meet certain requirements listed below.Joint and Survivor Annuity: Surviving spouse benefits may be selected at 50%, 66 2/3%, 75%, or 100% of the participant’s benefit. Example (based on a Participant and Spouse at age 65): Participant’s accrued benefit is $2,000.00 per month and payment is 50% J&S: Participant would receive $1,802.00 for life and Surviving Spouse would receive ...Pension: Jillian Loughnane 212-331-1836. Annuity: Kimberly Antonaccio 212-331-1826. Health & Benefit: 212-541-9880. Social Security: 800-772-1213. Stacey Braun: 888-949-1925. JW Thompson: 888-453-1869. Welcome to the IUOE Local 94 home page. Learn about the Local 94 Union and the Union's affiliated Benefit Funds.Annuity Document. Annuity Recent Mailings. 11/16/2023 Retirement Fund Meeting. 2022 Local 94 Retirement Plan Summary Annual Report. Annuity Forms.Annuities are among the most misunderstood financial products in America. They come with a lot of myths and misconceptions, which can lead to making the wrong decision when it come....